Insurance & financing
Dentist That Accepts Insurance Howell — 32 In-Network PPO Plans

Insurance plans we're in-network with
Riverpark Dental of Howell is in-network with each of the following plans. Select a plan to see how it works at our office:
- Aetna Dental · Cigna Dental DPPO · Guardian Dental · Humana Dental
- MetLife PDP Plus & Federal (FEDVIP) · Unum Dental · Principal Life · Lincoln Financial Group
- Ameritas · Ameritas Life Insurance Corp. of New York · Mutual of Omaha · Renaissance Dental · Beam Dental
- Blue Cross Blue Shield: Illinois · Montana · New Mexico · Oklahoma · Texas · South Carolina
- Meritain Health · HealthScope Benefits · HealthSmart · Always Care · MCHCP
- Standard Life Insurance Company of New York · Reliance Standard Life · Physicians Mutual · Best Life and Health
- Companion Life · Kansas City Life · Security Life · Starmount Life
What in-network means for you
Being in-network means we have a contract with your insurer that sets our fees for covered procedures at agreed rates. For you, that usually means lower out-of-pocket costs than seeing an out-of-network dentist, because your plan pays its in-network share and you are not billed the difference above the contracted fee.
It also means less paperwork. We file your claims directly with your insurer, so you don't have to submit forms or wait for reimbursement.
How benefits verification works
Surprise bills usually come from benefits nobody checked. Here's how we prevent them:
- Share your plan details when you book online or by phone — the name on the policy, member ID and employer or group number.
- Our insurance coordinators verify your benefits before your appointment: what's covered, what's left of your annual maximum, and any deductible still to meet.
- You get a written, itemized estimate showing what your plan is expected to pay and what your share is — before treatment begins.
- We file the claim and help you plan treatment to make the most of your benefits. If an unexpected cost comes up, we tell you right away.
What PPO dental plans typically cover
Every plan is different, and we always check yours specifically. As a general pattern, many PPO plans cover preventive care such as exams, cleanings and X-rays at or near 100%; basic care such as fillings at around 70–80%; and major work such as crowns, bridges and dentures at around 50%. Most plans also have a deductible and an annual maximum.
Purely cosmetic treatment, such as whitening, is usually not covered. Orthodontic and implant coverage varies widely from plan to plan, which is why the written estimate matters.
A Dentist That Accepts Insurance Howell — plus options if you have none
If you don't have dental insurance, our in-house membership plan covers two exams with routine X-rays, two cleanings and an emergency exam for $295 a year for adults or $199 for children, with 10% off fillings and other procedures. In-house and third-party financing are also available for larger treatment.
If your plan isn't on the list above, call us anyway. Our coordinators can check what your plan will pay at our office before you book.
Frequently asked questions
Are you a Dentist That Accepts Insurance Howell patients with PPO plans can use?
Will you file my insurance claims for me?
How can I find out what my plan covers before my appointment?
Does dental insurance cover Invisalign or implants?
Can I use my insurance at your Sunday appointments?
32 plans
Our in-network PPO plans































We are in-network with every plan above. Have a different PPO plan? Call (732) 751-4028 and we’ll check your out-of-network benefits.
Start your smile journey
New patients and emergency appointments welcome
We block out time every day for new patients and emergencies — and we're open every Sunday. We’re in-network with 32 PPO plans; no insurance? Ask about our membership plan.
