Unum Dentist Howell

In-network provider. Bring your member ID — we verify your benefits and file the claim for you.

In-network with Unum Dental

Riverpark Dental of Howell is in-network with Unum Dental. Our fees for Unum members follow the plan's contracted schedule, which usually means a lower bill than at an out-of-network office. We send claims to Unum directly and tell you your expected share, in writing, before treatment.

If your Unum Dental coverage comes through work, your deductible, coverage levels and annual maximum were set when your employer chose the plan. We look them up with your member ID.

Make your annual maximum go further

Every dental plan has an annual maximum — the most it will pay in one benefit year. It's the number that matters most once you need more than a checkup. Here's how we help you use it well:

Prevention first. Cleanings and exams are typically covered at or near 100% on most PPO plans, and they keep small problems from becoming large ones.
Phase larger treatment. If you need several crowns or a mix of work, we can often split it across two benefit years — the urgent part now, the rest after your benefits reset — when it's safe to wait.
Treat early. A filling caught early uses far less of your maximum than the crown it may turn into later.
Know your balance. We check how much of your maximum is left before suggesting a schedule.

What to expect at your first visit

Book online or call (732) 751-4028 with your Unum member ID. Your first appointment includes a full exam, digital X-rays (up to 80% less radiation than traditional film) and intraoral photos, so you see what we see.

If treatment is needed, we explain each option in plain language, separate what's urgent from what can wait, and give you a written estimate. Nothing starts until you agree.

Why Unum members choose our Unum Dentist Howell office

Lower fees only help if the care is good and the visit is easy.

5.0 stars from 537+ Google reviews
Crowns, root canals and implants without a referral elsewhere
Dr. Abraham Y Husney (DMD, Rutgers) and Dr. Justin Nus (DDS, NYU; speaks Russian)
Open every Sunday 9–3, with an 8 am start on Fridays
No upselling — recommendations backed by X-rays and photos

If your Unum coverage ends

Changing employers? Check whether the new plan is on our list of in-network plans. If you're between plans, our membership plan starts the day you join and has no deductible or annual maximum — $295 a year for adults, $199 for children 13 and under.

Unum Dentist Howell: frequently asked questions

Is Riverpark Dental a Unum Dentist Howell patients can see in-network?

Yes. We're in-network with Unum Dental, so you pay contracted rates and we file claims for you.

What happens when I reach my annual maximum?

The plan stops paying for that benefit year, and further care that year is generally your responsibility. We'll let you know before you get close, so you can decide whether to wait for the reset.

Can you split my treatment across two years?

Often, yes — when it's safe to wait. We prioritize anything urgent and schedule the rest after your benefits reset, with a written estimate for each phase.

Does Unum cover crowns?

Most PPO plans cover crowns at a lower percentage than preventive or basic care, but your exact coverage depends on your plan. We'll check it and give you a written estimate before treatment.

Plan your care around your benefits

Book online or call (732) 751-4028 with your Unum member ID. We'll check what's left in your annual maximum before you arrive.

Book online (732) 751-4028