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Dental insurance

Meritain Dentist Howell

We're in-network with Meritain Health. We read the fine print of your plan for you, so you know what a visit costs before it starts.
5.0 from 537+ Google reviews
Meritain Dentist Howell – insurance coordinator reviewing a patient's dental benefits at Riverpark Dental of Howell
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In-network provider. Bring your member ID — we verify your benefits and file the claim for you.

In-network with Meritain Health: what changes for you

Riverpark Dental of Howell is in-network with Meritain Health. We've agreed to the plan's contracted fee schedule, so the price of each procedure is set in advance and is usually lower than an out-of-network office would charge. You aren't asked to pay the full fee and wait for reimbursement — we send the claim ourselves.

Before your appointment, our coordinators confirm your coverage is active and check what it pays.

Making sense of your plan paperwork

Employer-sponsored plans differ from one company to the next, so the benefit booklet from your HR department is the real source of truth for your Meritain Health coverage. Four terms do most of the work:

  • Deductible — what you pay toward covered care each benefit year before the plan starts sharing costs. On many plans it doesn't apply to preventive visits.
  • Coinsurance — your percentage after the deductible. Plans typically pay most for preventive care, less for fillings and less again for crowns or bridges.
  • Annual maximum — the most the plan pays in a benefit year. Once it's reached, the rest of that year's care is out of pocket.
  • Explanation of benefits (EOB) — the statement you receive after a claim. If it doesn't match our estimate, call us and we'll look into it.

What a visit looks like with your Meritain card

When you book online or call (732) 751-4028, give us your member ID and the name of the employee who holds the plan. We check eligibility and remaining benefits ahead of time, so there are no surprises at the front desk.

At your exam, digital X-rays (up to 80% less radiation than traditional film) and intraoral camera photos show you what we see. If anything needs treatment, your written estimate separates what Meritain Health is expected to pay from what you'll owe — and you decide when to go ahead.

Why members pick our Meritain Dentist Howell office

A contracted fee is only part of the picture. The visit itself should be easy, honest and on schedule.

  • Rated 5.0 stars from 537+ Google reviews
  • Two dentists: Dr. Abraham Y Husney (Rutgers School of Dental Medicine) and Dr. Justin Nus (NYU College of Dentistry; speaks Russian)
  • Low-dose digital X-rays (up to 80% less radiation)
  • Open every Sunday 9–3, with time set aside daily for new patients and emergencies
  • No upselling: you see the evidence behind every recommendation

When your plan doesn't cover everything

If your share of larger treatment is more than you want to pay at once, in-house and third-party financing can split it into monthly payments. If you change employers, check our list of accepted plans. Without insurance, our membership plan covers routine preventive care for $295 a year per adult.

Meritain Dentist Howell: frequently asked questions

Can I use Riverpark Dental as my Meritain Dentist Howell office?

Yes. Riverpark Dental of Howell is in-network with Meritain Health, so you're charged contracted rates and we file the claim for you.

Why is my Meritain coverage different from a friend's at another company?

Employer plans are designed individually, so deductibles, coverage percentages and maximums vary. We look up your specific plan with your member ID rather than assuming.

Do I have to pay the full bill and get reimbursed?

No. As an in-network office we bill Meritain Health directly. You pay your estimated share at the visit, and the plan pays its part to us.

Are cleanings covered on Meritain plans?

Preventive care such as exams and cleanings is typically covered at or near 100% on most PPO plans, but it depends on your plan. We'll confirm before your appointment.

Bring your Meritain card — we'll handle the rest

Book online any time or call (732) 751-4028, and we'll verify your Meritain Health benefits before you come in.

Start your smile journey

New patients and emergency appointments welcome

We block out time every day for new patients and emergencies — and we're open every Sunday. We’re in-network with 32 PPO plans; no insurance? Ask about our membership plan.

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