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Dental insurance

Kansas City Life Dentist Howell

We're in-network with Kansas City Life Insurance Company — and if you're covered by a second dental plan too, we'll coordinate both for you.
5.0 from 537+ Google reviews
Kansas City Life Dentist Howell – couple reviewing dental benefits with a coordinator at Riverpark Dental of Howell
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In-network provider. Bring your member ID — we verify your benefits and file the claim for you.

What in-network with Kansas City Life means

Riverpark Dental of Howell is in-network with Kansas City Life Insurance Company. We bill at the plan's contracted rates, which are usually lower than standard fees, and file claims directly so you aren't waiting on a reimbursement check.

You'll know your share before treatment: our coordinators confirm your coverage and put the estimate in writing.

Covered by two dental plans?

It's common for married couples to each have dental insurance through work and carry each other — and their children — as dependents. When you have two plans, one is the primary plan and the other secondary, and the secondary may pick up some of what the primary doesn't pay.

Which plan goes first, and how much the second one adds, depends on the plans' rules. Tell us about both when you book, including each policyholder's name and date of birth. We'll verify both, bill them in the right order and show you a combined estimate.

  • Your own employer's plan is usually primary for you
  • For children, plan order follows rules the plans set — we'll confirm it
  • Two plans rarely pay more than the full fee combined

Why choose a Kansas City Life Dentist Howell families trust

Dual coverage only helps if claims are filed correctly, and getting that right is part of what our insurance coordinators do every day. Clinically, we keep things just as straightforward: on-time appointments, recommendations you can see on an X-ray or intraoral photo, and no upselling.

Patients rate us 5.0 stars from 537+ Google reviews. Dr. Abraham Y Husney (Rutgers) and Dr. Justin Nus (NYU; speaks English and Russian) provide family dentistry, crowns, root canals and implants in one office, open every Sunday 9–3.

What preventive and major care typically look like

On most PPO plans, cleanings and exams are typically covered at or near 100%, fillings at a moderate percentage and major work like crowns at a lower one. Your Kansas City Life plan's actual numbers may differ, which is why we verify first. For anything insurance leaves over, in-house and third-party financing are available, and our membership plan ($295 adults, $199 children 13 and under) is an option if coverage ends.

Kansas City Life Dentist Howell: frequently asked questions

Is Riverpark Dental an in-network Kansas City Life Dentist Howell office?

Yes. We're in-network with Kansas City Life Insurance Company. Share your member ID when you book and we'll verify your benefits.

Which plan is primary if my spouse and I both have dental insurance?

Generally your own employer's plan is primary for you and your spouse's plan is secondary. For children the order follows the plans' rules. We confirm it when we verify benefits.

Will having two plans mean I pay nothing?

Sometimes it reduces your share significantly, but not always to zero. It depends on both plans' rules, and we show you the combined estimate before treatment.

What do I need to bring?

Insurance cards for every plan you're on, a photo ID and a list of medications. Our new patient page has the details.

Let us sort out both plans

Book online or call (732) 751-4028. Have each insurance card ready and we'll verify everything before your visit.

Start your smile journey

New patients and emergency appointments welcome

We block out time every day for new patients and emergencies — and we're open every Sunday. We’re in-network with 32 PPO plans; no insurance? Ask about our membership plan.

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