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Dental insurance

Reliance Standard Dentist Howell

In-network with Reliance Standard Life Insurance Company. Use the benefits you've already paid for before they reset — we'll show you what's left.
5.0 from 537+ Google reviews
Reliance Standard Dentist Howell – patient booking a year-end dental visit at Riverpark Dental of Howell
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In-network provider. Bring your member ID — we verify your benefits and file the claim for you.

In-network with Reliance Standard Life Insurance Company

Riverpark Dental of Howell is in-network with Reliance Standard Life Insurance Company. You're charged the plan's contracted fees, which are generally lower than our standard fees, and we handle the claims. Before treatment, you get a written estimate of what you'll owe.

Don't let this year's benefits expire

Most dental plans run on a benefit year — often the calendar year, though some use a different start date. When it resets, any unused annual maximum is gone and your deductible starts over. The premiums you paid for coverage you didn't use don't come back.

If you have treatment that's been diagnosed but not done, or you haven't had both cleanings this year, the months before your reset are the time to act. Sunday appointments make it easier to fit visits in before the deadline.

A year-end checklist

If your reset is coming up, run through this list:

  • Ask us how much of your annual maximum is left — we'll look it up
  • Book any cleaning or exam you haven't used; on most PPO plans these are typically covered at or near 100%
  • Finish diagnosed treatment such as fillings or a crown while this year's deductible is already met
  • If you need major work, consider starting part now and part after the reset to draw on two years of benefits
  • Check whether family members on your plan are due for checkups too

Why members choose our Reliance Standard Dentist Howell office

Beating a deadline is easier when the office is open when you are.

  • Open every Sunday 9–3, and Fridays from 8 am
  • Insurance coordinators who check your remaining benefits before you book
  • 5.0 stars from 537+ Google reviews
  • Dr. Husney (DMD, Rutgers) and Dr. Nus (DDS, NYU; speaks Russian)
  • We recommend only what your X-rays and exam support — no upselling

Out of benefits or between plans

If you've used your whole maximum or your Reliance Standard coverage ends, in-house and third-party financing can spread larger costs into monthly payments. Patients without insurance can join our membership plan: $295 a year for adults, starting immediately, with no deductible or annual maximum.

Reliance Standard Dentist Howell: frequently asked questions

Is Riverpark Dental an in-network Reliance Standard Dentist Howell option?

Yes. We're in-network with Reliance Standard Life Insurance Company, so you pay contracted rates and we file claims for you.

When do my dental benefits reset?

Many plans reset on January 1, but some use a different benefit year. We can check your plan's dates when we verify your benefits.

Can I get a cleaning in December if I had one in July?

Usually, if your plan covers two cleanings a year and your visit meets its timing rules. Some plans require a set interval between cleanings, others count per benefit year — we'll check yours.

Does my deductible start over in the new year?

On most plans, yes — the deductible applies per benefit year. Finishing treatment after you've already met it can lower your cost.

Use your benefits before they reset

Book online or call (732) 751-4028. We'll tell you how much of your Reliance Standard benefit is left before your appointment.

Start your smile journey

New patients and emergency appointments welcome

We block out time every day for new patients and emergencies — and we're open every Sunday. We’re in-network with 32 PPO plans; no insurance? Ask about our membership plan.

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