Dental Membership Plan Howell: Care Without Insurance

Adult Complete — $295 a year (ages 14 and older)

Everything an adult needs to stay on top of their oral health for a year. The practice values this plan at a $279 savings compared with paying our standard fees for the same care.

• 2 exams and screenings, including routine X-rays
• 2 professional cleanings
• 1 emergency exam
• 10% off fillings and other procedures

Child Complete — $199 a year (ages 13 and under)

Built around how children's teeth are cared for, with fluoride included. The practice values this plan at a $315 savings compared with our standard fees.

• 2 exams with X-rays
• 2 professional cleanings
• 1 fluoride treatment
• 1 emergency exam
• 10% off fillings and other procedures

Is a Dental Membership Plan Howell patients join better than insurance?

It depends on your situation. Dental insurance usually involves monthly premiums, a deductible, an annual maximum and sometimes waiting periods before major work is covered. The membership plan has none of those — just one known yearly cost for preventive care and a discount on most other treatment at our office.

The plan tends to suit people who are self-employed, between jobs, working somewhere that doesn't offer dental benefits, or who simply want predictable costs. If you already have a PPO plan, check our insurance page first — we are in-network with 32 plans.

The fine print, in plain English

We'd rather you know the limits up front than discover them later:

• The membership plan is not insurance and is not a qualified health plan under the Affordable Care Act.
• 30-day money-back: you can get a full refund within 30 days of purchase if no plan benefits have been used. Refunds after 30 days are at the practice's discretion.
• Plan benefits cannot be combined with insurance, other offers or discounts.
• Payment for any treatment not included in the plan is due at the time of service.
• Not covered: implant services (CDT codes D6000–D6199) and orthodontics, including comprehensive orthodontic treatment and appliance therapy (CDT codes D8000–D8999).
• Procedures completed by specialists outside our practice are not covered.

Paying for treatment the plan doesn't include

Implants and Invisalign® fall outside the plan, but they are not out of reach. Every treatment comes with a written, itemized estimate, and in-house and third-party financing lets you spread larger costs into monthly payments. Ask about it at your exam, or read about what dental implants cost.